Top 5 Florida Medicaid Waiver Programs for Children with Disabilities

Florida runs several Medicaid waiver programs — and they don’t all work the same. Some are best for children with autism. Others serve medically complex kids. One gives families direct control over the budget.

Here’s a clear breakdown of the five waivers most relevant to Florida families raising children with disabilities.

1. iBudget (Individuals Budgeting Waiver)

iBudget
Individuals Budgeting Waiver

The flagship waiver for children with developmental disabilities in Florida. It replaced the old “Skilled Medical” waiver and is now managed by the Agency for Persons with Disabilities (APD).

Who it’s for: Children with autism, cerebral palsy, Down syndrome, intellectual disability, spina bifida, Prader-Willi syndrome, microcephaly, or other qualifying developmental conditions. There is no strict household income limit — the waiver is based on your child’s disability and functional needs.

What it covers:

  • Applied Behavior Analysis (ABA) therapy
  • Occupational and speech therapy
  • In-home family support
  • Respite care
  • Personal care assistance
  • Assistive technology and durable medical equipment
  • Transportation to medical appointments
  • Environmental home modifications (ramps, roll-in showers)

How to apply: Contact APD at apd.fl.gov or call (850) 488-4257. A support coordinator will help you through the eligibility assessment.

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2. CDC+ (Consumer Directed Care Plus)

CDC+
Consumer Directed Care Plus

CDC+ is a Medicaid waiver option that gives families direct control over their child’s support budget. Instead of APD assigning a support coordinator to manage services, you manage the budget and direct the care yourself.

Who it’s for: Families who want more flexibility and are comfortable taking an active role in managing their child’s services. Available to children who qualify for the iBudget waiver and want the additional control.

What it covers: Similar services to iBudget — therapy, respite, personal care, equipment — but you choose the providers, set the schedule, and decide how the budget is spent within the approved plan.

How to apply: Families enrolled in iBudget can transition to CDC+ by contacting their APD support coordinator and expressing interest in the CDC+ program. Training and a consultant are provided to help families manage the budget.

3. HCBS (Home and Community-Based Services) Medicaid State Plan Option

HCBS
Home and Community-Based Services

HCBS is a federal Medicaid option that allows Florida to deliver services in home and community settings rather than institutions. Think of it as the framework that many Florida waivers are built within — including iBudget and CDC+.

Who it’s for: Children who qualify for Medicaid and need institutional-level care but prefer to receive services at home. The functional needs assessment determines eligibility.

What it covers: Services vary by specific program but commonly include personal care, case management, habilitation, respite, and home modifications. The exact scope depends on which specific HCBS-funded program your child is enrolled in.

How to apply: Through your local DCF office or APD. If your child already has Medicaid, ask your case manager about HCBS-funded services available under your child’s current coverage.

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4. SNF (Skilled Nursing Facility) Waiver / Model

SNF / Model
Skilled Nursing Facility Waiver and Model 1/2

For children with complex medical needs that require skilled nursing supervision. Florida’s Model programs allow children who would otherwise need institutional care to receive services at home with nursing support.

Who it’s for: Children who have intensive medical needs — those requiring ventilators, feeding tubes, skilled monitoring, or other high-level nursing care. Requires physician documentation and a medical necessity review.

What it covers: Registered nurse (RN) and licensed practical nurse (LPN) coverage in the home, medical equipment, and related supports that allow the child to avoid institutional placement.

How to apply: Through your child’s physician, Children’s Medical Services (CMS) Managed Care Plan, or the Medicaid designated nursing facility intake process. CMS may serve as the entry point for children under 21 with complex needs.

5. Channeling Waiver

Channeling
Channeling Waiver

Florida’s Channeling program helps children and adults with disabilities who need help with daily activities remain in their homes rather than moving to institutional care. It focuses on preventing unnecessary hospitalizations or nursing home placements.

Who it’s for: Children with disabilities who meet functional criteria and whose family is capable of providing care with the right support in place. Primarily used when a child has moderate support needs that can be safely managed at home.

What it covers: Personal care assistance, homemaker services, home repairs, assistive devices, and case management. Services are structured to complement family caregiving rather than replace it.

How to apply: Contact your local Area Agency on Aging or your DCF service center. Families already working with APD may also be referred through their support coordinator.

Quick Comparison

WaiverBest ForWho Manages BudgetKey Service
iBudgetDevelopmental disabilities (autism, CP, Down syndrome)APD support coordinatorTherapy, ABA, in-home support
CDC+Families wanting direct controlFamily / caregiverSame as iBudget, family-directed
HCBSChildren needing home-based careVaries by programPersonal care, habilitation, case management
SNF / ModelMedically complex childrenCMS / nursing agencySkilled nursing in the home
ChannelingModerate support needs, aging in placeCase managerPersonal care, homemaker services

Important: Families can apply for multiple programs, but will typically receive services through one primary waiver at a time. The right waiver depends on your child’s specific diagnosis, functional needs, and your family’s preference for how much control you want over the care plan. Read our full Medicaid waiver guide for children to understand the application process from start to finish.

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FAQ: Florida Medicaid Waivers for Children

Which Florida Medicaid waiver is best for my child with autism?
iBudget is the primary waiver for children with autism in Florida. It covers ABA therapy, occupational therapy, speech therapy, and in-home support. For families who want more control over scheduling and provider selection, CDC+ allows you to manage the budget and hire providers directly.
Can my child be on more than one Florida Medicaid waiver at the same time?
Generally no. Families typically receive services through one waiver at a time. However, your child may access some services through regular Medicaid or school-based IEP supports while waiting for a waiver slot. A support coordinator can help identify all available resources.
Do Florida Medicaid waivers have income limits for children?
Most waivers for children with disabilities use functional eligibility rather than strict household income limits. iBudget and CDC+ focus on your child’s disability and support needs. If your child receives SSI, they almost certainly meet the financial criteria.
How long is the waitlist for Florida Medicaid waivers for children?
It varies by program, county, and your child’s priority level. iBudget has the longest waitlist, sometimes several years. Apply as early as possible — getting on the list is free and doesn’t obligate you to anything.
What is the difference between iBudget and CDC+?
iBudget assigns a support coordinator who helps manage your child’s services. CDC+ gives families direct control — you manage the budget, hire providers, and direct the care yourself. CDC+ works well for families who want maximum flexibility and are comfortable with the added responsibility.

Next Steps

  1. Identify the right waiver using this comparison, or contact APD for a free eligibility screening
  2. Call APD at (850) 488-4257 or visit apd.fl.gov to start the inquiry
  3. Gather your documents: diagnosis records, IEP, physician letters, any prior assessments
  4. Get on the list for iBudget even if services aren’t needed today — waiting starts the day you apply
  5. If you want a step-by-step guide with checklists, templates, and plain-language instructions, download our Florida Medicaid Waiver Starter Kit.

Need a Step-by-Step Application Guide?

The Florida Medicaid Waiver Starter Kit walks you through every step of the application process — required forms, who to call, what documentation to gather, and what to do if you’re denied.

Get the Florida Medicaid Waiver Starter Kit — $22 one-time →

Sources: Florida Agency for Persons with Disabilities (apd.fl.gov), Florida Medicaid.gov, Children’s Medical Services, CMS.gov. Information current as of June 2026. Waiver availability, income limits, and waitlist status may change — verify current details with APD before making financial decisions.